RECRUITING TOOLS

Run the assumptions.
Keep the decision yours.

These tools use only the values you enter. They are designed to help MLO and BDM prospects form better questions—not to quote terms or predict income.

TOOL 01 / MLO

Compensation comparison

Compare two annual scenarios using your own production and pay assumptions.

Illustrative estimate

Annual production assumptions

Current scenario

Comparison scenario

YOUR INPUT-BASED ESTIMATE

Estimated annual volume$8,400,000
Current scenario / year$84,000
Comparison scenario / year$105,000
Illustrative annual difference+$21,000
Illustrative difference per closed loan+$875
How this estimate works +

Annual volume equals closed loans × average loan amount. Each scenario equals annual volume × the selected basis-point rate ÷ 10,000, minus closed loans × the selected per-loan fee. Taxes, splits, overhead, caps, products, eligibility, and other terms are not included unless you enter them separately.

Estimate only. This calculator is an educational scenario tool, not an offer, quote, compensation plan, tax advice, or guarantee of earnings. Confirm all current written terms, costs, eligibility, licensing, and compliance requirements directly.

TOOL 02 / BDM & MLO

Three-tier revenue-share plan.

Model producing MLO counts and monthly volume across three tiers, then validate current written terms directly.

10 BPS planning model

Tier 1 · direct producers

Tier 2 · their direct producers

Tier 3 · third-level producers

YOUR INPUT-BASED PLANNING ESTIMATE

Eligible modeled volume / month$5,750,000
Tier 1 · direct producersAVAILABLE
$3,750
Tier 2 · second levelUNLOCKED
$2,000
Tier 3 · third level5 / 10 DIRECT PRODUCERS
$0
Estimated share / month$5,750
Estimated share / year$69,000
How this planning model works +

For each unlocked tier: producing MLO count × the lesser of average monthly volume per MLO or $3,000,000 × 10 ÷ 10,000. Tier 2 requires five producing Tier 1 MLOs. Tier 3 requires ten producing Tier 1 MLOs. The annual estimate repeats the same modeled month 12 times.

Planning illustration only. Actual program terms, eligibility, qualified volume, tiers, caps, payouts, vesting, taxes, and continued participation can differ. This is not a compensation plan or guarantee; confirm current written terms directly.

TOOL 03 / BDM

BDM funded-loan calculator.

Model gross commission on eligible funded loans using the provided 50 BPS rate. Figures are before deductions—not take-home pay or a payment schedule.

50 BPS per funded loan

Your funded-loan assumptions

Gross commission assumption

Rate per qualifying funded loan50 BPS (0.50%) of the funded loan amount

YOUR INPUT-BASED GROSS BDM ESTIMATE

Annual funded loan volume$8,400,000
Gross BDM commission / funded loan$1,750
Gross BDM estimate / month$3,500
Gross BDM estimate / year$42,000
Gross BDM estimate / 5 years$210,000
How this estimate works +

Gross commission per qualifying funded loan equals average funded loan amount × 50 ÷ 10,000. Annual estimate equals that per-loan payout × the number of funded loans per year. The monthly estimate equals the annual estimate ÷ 12, and the five-year estimate assumes the same annual funded-loan pace for five years.

Estimate only. This calculator applies the provided 50 BPS gross commission assumption before expenses, payroll costs, withholding, and other adjustments. It is not a paycheck or payment schedule. Qualifying volume, product-specific rates (including HELOCs), commission earning/advance conditions, and any caps follow the approved written agreement. No compensation, eligibility, loan funding, or continued participation is guaranteed.

PARTNER WITH JEFF / MLO + LOA

Partner with Jeff calculator.

Model the MLO payout at the provided 100 BPS rate while Jeff serves as the LOA on every loan application you submit.

MLO 100 BPS · Jeff as LOA

Your funded-loan assumptions

Partner with Jeff structure

MLO payout100 BPS (1.00%) of each funded loan amount
Jeff’s roleJeff is the LOA on every submitted loan application.

YOUR INPUT-BASED MLO ESTIMATE

Annual funded loan volume$8,400,000
MLO payout / funded loan$3,500
MLO estimate / month$7,000
MLO estimate / year$84,000
MLO estimate / 5 years$420,000
LOA workflowYou maintain the borrower relationship and initial application; Jeff supports every file as your LOA.
How this estimate works +

MLO payout per funded loan equals average funded loan amount × 100 ÷ 10,000. Annual estimate equals that per-loan payout × the number of funded loans per year. The monthly estimate equals the annual estimate ÷ 12, and the five-year estimate assumes the same annual funded-loan pace for five years.

Estimate only. This calculator applies the provided 100 BPS MLO payout assumption and describes Jeff as LOA support on every submitted application. It does not guarantee compensation, eligibility, loan funding, workflow approval, or any program term. Confirm the written MLO/LOA workflow, applicable licensing requirements, compensation plan, and company approval before using it.

NEXT STEP

Use the numbers to ask better questions.

Take your scenario into a call with Jeff or a BDM conversation—then confirm what applies to you.

Schedule with Jeff Schedule BDM call